body,td,.bottom{font-family:verdana,arial,sans-serif;font-size:10pt;letter-spacing: 1pt;}
h1,h2,h3,h4,h5,h6    { color: #02536E }
.testimonial    { color: #02536E; font-style: italic; font-weight: bold }
.testimonial    {text-align:right;margin-bottom:28px;}
.listtext { letter-spacing: 1pt }
li { letter-spacing: 1pt; padding-bottom: 10px }
.faqheadline    { color: #02536E; font-size: 1.1em; font-weight: bold }
a:link, a:visited    { color: #975C4C ;outline:none;}
 a:hover,a:active       { color: #F0CA75; text-decoration: none;outline:none; }
.footer{font-size:8pt;font-family:verdana,arial,sans-serif;text-align:center;}
.main{padding-left:15px;font-size:10pt;margin-bottom:15px;font-family:verdana,arial,sans-serif;}
.sub {  font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11pt; color: #333333; line-height: 14pt}
.brd {border:solid 2px #02536E;}
#toptabs,#tabs{height:25px;}
